Do yourself a favor, look at the recent Imerica, i predicted its demise as soon as i saw the rates. Now no commission is being paid and all that work for nothing!
Do not let any agency, manager talk you into anything against your better judgement, a company that just came out of receivership is more likely to go back in than the strong, multi billion dollar carriers NIA represents!
Do not make mistakes i made years ago by trusting the word of people, they have a vested interest, but your time and money is to valuable to wast on ingorance and dishonest people who are new to the industry.