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Total Health Access Sales:           Total Major Medical Sales:           Total Life Sales:           Total Critical Illness Sales:           Total AAAC Sales:

Know your Products and income potential; know your carriers inside and out. Believe in your products with a Leadership role and create your own Destiny. The sky is the limit when you are proud of your program and your products. A sales job becomes a fun job of helping people while earning a great living. Larry McClendon, CEO What makes NIA agents so successful is simple, we focus on two Major Health carriers and other ancillary products. This creates a more focused organization, focused training and opportunity for more advanced technology for our sales force! *Not all carriers and/or products are available in all states. You must be contracted with NIA and licensed and appointed with the individual carrier in order to sell these products in any state. Your appointment is subject to acceptance by the carrier. With just three issued & placed NIA sales a week!

 

	Year 1	Year 2	Year 3
Advance Commissions	$102,960.00	$115,518.00	$127,069.00
Association Commissions	$16,707.00	$17,502.00	$18,297.00
Critical Illness	$42,120.00	$84,240.00	$126,360.00
Dental
Disability
Life Insurance	$18,720.00	$37,440.00	$56,160.00
Total	$161,787.00	$217,260.00	$271,726.00

These projections are based on an entry-level commission rate, so this is a very conservative projection of compensation NIA agents can expect. Just image the income with more production with a higher compensation or down line. Earn more and get started faster with NIA! Combine our extensive product portfolio, extensive training, with our competitive commissions, and you have the recipe for outstanding earning potential. Agents can earn in excess of $150,000 in their first year – as demonstrated by the chart to the right. Top agents will earn much more. Here is your earning potential with just three issued & placed NIA Health sales a week. Agent with three sales per week, $275 per mo avg., 20% contract level, with 3% renewal rates. Advance Commissions 12-month advance on major medical sales. Association Commissions Based on Bronze Family Plan association membership. Other Products Commissions include simplified-issue indemnity plans, dental, and other products available through NIA. Year 2 and Year 3 Assumes a 10% growth in advanced and earned commissions as result of inflation on first-year premiums and/or increased sales by the agent. Products* Critical Illness based upon 90% commission at a 9 month Advance with $100 in premium ($50 on Husband, $50 on Spouse) the first year and one application per week. Second year is two applications per week. Third year is three applications per week. Critical Illness will double your income and maximize the protection for your clients! Life insurance based off upon 100% contact with a 9-month advance and a $50 per month premium and one application per week in the first year. This is not a guarantee. Actual earnings of sales representative will depend on many factors, including the activity level of the individual.